Cyber & privacy.
Without the spin.

Here’s the situation.

Your business may depend on online accounts, personal data, and vendors. Cyber insurance can address specified first-party losses and third-party liabilities after covered incidents. Crypto assets and wallet losses are separate questions, not automatic inclusions.

Three questions before you assume anything.

1. Which incident-response and privacy-liability coverages are included?
2. How are vendors, social engineering, account theft, and extortion treated?
3. Are digital assets or cryptocurrency losses excluded?

The policy outranks the punchline.

These are general educational descriptions. A policy’s definitions, conditions, limits, endorsements, and exclusions determine its scope. Discuss your needs and the actual wording with a licensed insurance professional.